• 1. You go to an exotic destination and see many souvenirs. Would you buy despite knowing they are of no use?
  • 2. Your household expenses are tightly controlled and never exceed the budget.
  • 3. You try to make more money by doing side-activities other than your main business/job.
  • 4. You take the cheaper option at times, when you can save money. Example: public transport instead of a cab.
  • 5. You don't mind cutting costs, even it means some discomfort for you and your family.
  • 6. Have you started saving towards your retirement or at least planned for the same?
  • 7. Do you regularly deposit money in the bank, no matter what happens?