• 1. Do you regularly save for the future?
  • 2. Do your expenses exceed your income regularly?
  • 3. Are most of your investments in the stock markets?
  • 4. Do your savings appreciate more than the inflation rate?
  • 5. When you invest your money in business, do you try to find out the number of years it will take to recover your investment?
  • 6. When you spend on the more expensive things in life, like a new home or car, do you analyze your financial situation before spending?
  • 7. How do you spend your money?
  • 8. Are you in debt most of the time?
  • 9. Do you go broke before the end of the month?