• 1. You spend money after a lot of deliberation.
  • 2. If you like something, you think about it and then save money to buy it.
  • 3. Credit is a no-no for you.
  • 4. You begin your shopping on the day, the annual sale starts.
  • 5. You save for a rainy day.
  • 6. You look around for bargain prices, every time you go to shop.
  • 7. If your old gadget is working ok, you will not spend money to get the latest model.
  • 8. You are more of a window-shopper than a real shopper.
  • 9. You carry less cash in your pocket, to prevent spending.