• 1. A friend needs a small loan.
  • 2. Do you count the minutes, when you talk to some one on telephone?
  • 3. Do you buy clothes only during an annual sale?
  • 4. A couple of kids knock your door for some charity. You
  • 5. You believe in borrowing novels. Why buy them?
  • 6. You go to your best friends birthday party
  • 7. Your home needs a painting job badly